Each year during Thanksgiving weekend I put together my holiday shopping list. And each year my list gets a little shorter as some friends and family say, “Let’s forget the gift giving; please donate to a good cause on my behalf.” Not a bad idea, giving to those that really need it and where your gift can truly make a difference. If you’ve opened your mail in the last few weeks, it’s easy to see there are mountains of charities needing our help. For some, deciding which charity to contribute to is not a decision at all. Many people choose a certain one because it’s close to their heart. For example, if your father battled Parkinson’s or your sister survived breast cancer, you are more likely to contribute to charities that helped your family during such difficult trials. Sometimes nature helps make our decision. Recently my mother in-law lost her house in Hurricane Sandy. Fortunately she was in an assisted living facility at the time, but her house—built by her husband 50 years...