As one year comes to an end, a new one begins.

I recently received my 2023 monthly planner. Full of expectations for the coming year, I can’t wait to begin to fill it up with appointments, activities, and events.

Each year I spend some time looking for just the right planner, one with a bright upbeat cover and big boxes for each day of the month to make notations.

Somewhere in my growing up years, I was taught to be productive and prepared. My monthly calendar helps me to look forward and visualize my day, week, and month to get myself ready for what is coming my way.

On a practical side,

It might sound like a random invitation, but at a recent holiday gathering of women friends, a community acquaintance, Terry, invited me to go for a walk.

We had been talking about feeling a bit stressed and sad watching some of the rude behavior of others whether in the media or in our daily lives.

Always a positive person, Terry explained that she had some therapy she wanted to share with me. She explained how she recently invited a friend on a long beach walk, and how wonderful she felt afterward. 

She noted that her mood had improved. She said because of the conversation during the walk, she felt a closer connection to her friend. 

It was my recent fall - documented extensively in previous columns - that compelled me to suggest to my husband that we review our estate plan. I guess I needed to remind myself that I am not immortal, and I wanted to be sure that our plan fits our current circumstances.

In these past few years, COVID has increased Americans’ awareness of the need to have a will, living trust or living will.  According to a 2022 survey, people who have had a serious case of Covid said they were 66% more likely to engage in estate planning compared to those who had not.

However, that same survey found that 67% of Americans still have no estate plan.