Many of us live in Never Never Land: We’re never going to get old and we’re never going to need help. Of course, just the opposite is true. According to clinical bioethicist Viki Kind, author of the book “The Caregiver’s Path to Compassionate Decision Making: Making Choices for Those Who Can’t,” “Only 10 percent of us get to die fast; the other 90 percent will endure long-term health issues.” So what do you do if your loved one can no longer live alone? That problem is all too real for Cathy. Her 83-year-old father lives alone in New York City. He’s been having difficulty remembering things, and a day before his planned trip to California for the holidays, he experienced a fall. He’s now in the hospital, and Cathy must help her father make decisions about his living arrangements. “I’m not even sure where to start,” Cathy said. “Should I move my dad near me or help him find a place in New York? What happens if he doesn’t want to move or have someone come to his home to help...